Prepare for your future
Easy loans by Bank of Baroda
Baroda Loan/Overdraft Against Bank's Own Deposit
No need to break your deposit if need funds for a short duration for any purpose other than speculation. We can finance against the security of the deposit.
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Eligibility
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Type of Facility
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Loan Amount
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Margin Contribution
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Repayment Period
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Fees and Charges
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Terms & Conditions
Individuals and Business concern having deposits with Bank of Baroda at any branch in Fiji can avail the loan facility against the deposits.
Demand Loan / Overdraft
Maximum 90% of Deposit
10%
The borrower has the option to repay Principal loan amount at the time of maturity of Term Deposit or fortnightly / monthly installments. If opted to repay principal at the time of maturity the interest would be repaid as and when applied. The total repayment period not to exceed in 7 years.
For Fees and Charges Click here
- The Term Deposit Receipt against which loan is granted needs to be pledged with bank.
- In case of deposit is in the name of joint account holders, all joint account holder must discharge the receipt and give consent for Loan on Deposit.
- For further detail, please contact any branch.
- Terms and Conditions apply.
