Baroda Senior Citizen Passbook Saving Account

• No Limit on number of Deposits
• Minimum opening balance $20
• Free ATM Card
• Free six ATM withdrawal and two paper withdrawal in a month
• Free paper withdrawals of above $800.00
• Free paper withdrawals if ATM facility is not opted.
• Free e-Statement
• No minimum and maximum period
• Free Internet Banking facility
• Additional 0.25 % interest on card rates
• 25% concession on locker rent

• Individuals ( Singly or Jointly) having attained the age of 55 years

As required under FTR Act & Customer Due Diligence

Customer to provide documents in support of following

Residents

• Name of Customer
• Permanent Residential Address in Fiji
• Date of Birth
• Occupation , Business , Service or Princial Activity
• Citizenship
• Source of Funds

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Non Residents / Non-Fiji Citizens

• Name of Customer
• Permanent Residential Address in Fiji
• Date of Birth
• Occupation , Business , Service or Princial Activity
• Citizenship
• Source of Funds
• Current and valid Passport or any other travel document issued by a foreign government or recognised international Organisation
• Current and valid Work, Business or Other Permit or Visa issued by the Fiji Immigration Department
• Current and valid Employment or Student Status Document issued by the Customer’s Employer or the Education Institute in Fiji.
• Any other document stipulated by regulatory agencies from time to time.

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For PEP Account (Following Information needs to be provided)

• Name of Customer in Full
• Details of Position holds lds or has held a senior government, political or military position
• Title of Position held
• If held in Past (From - Upto)

Compulsory Documents to be submitted

• Tax Identification Number (Tin Letter)
• A valid Joint Fiji Revenue and Customs Authority & Fiji National Provident Fund ID card
• Birth Certificate issued by the Births, Deaths & Marriages Registry.
• In case of married women, Marriage Certificate along with Photo Identity of the Groom & Address Proof is must, if Account is to be opened in name with Groom’s Name)
• Two Latest Colour Photograph
• Atleast -1- Document each from List A (FTR Regulations 8(1)) & List B (FTR Regulations 8(2)

Cooperative Societies, Association, Clubs

• Certificate of Registration of Cooperative (As per Co-operative Act ) / Association, Clubs etc. of the societies / association / club if any.
• Certified copy of the By-laws of the society etc.
• Resolution of the Management committee appointing the Bank at its Banker for opening of Account and stipulating the conditions for the conduct of account.
• List of members (with address) of managing committee with the copy of resolution electing them to the committee
• TIN Letter of the organisation

Charitable / Public Trust / Foundations

• Certificate of Registration, if registered.
• Copy of Trust Deed / Constitution document.
• Power of attorney granted to persons to transact the business on its behalf
• Certified copy of the resolution signed by all the trustees in regard to the conduct of the account.
• Any document listing out the names and address of trusts, settlers, beneficiaries and those holding Power of Attorney and other key officials involved in day to day management of the trust / foundation to the satisfaction of Bank.
• Certificate from the Charity Commissioner in case of registered trust
• TIN Letter of the organisation

Gang Accounts

GANG

• Tin # of the Gang A/c
• Minute of the meeting (English)
• Moga (stamp by the sector office)

Members Who Will Operate The Gang Account

• Original Birth Certificate
• Recent 2 passport size photographs
• Deposit- Normal savings (Passbook ONLY) -$50.00
• TIN Registration
• Valid Photo ID (FNPF card, Drivers Licence, Passport & Voter Registration Card)
• Valid Address Proof

Please Note:

All name should match with all the documents otherwise get a statutory declaration from a JP, Roko, Advisory Councilor or District Officer (DO)

• Interest is calculated and applied on monthly basis on the minimum balance maintained during the month.
• Interest is credited in the account at the end of every month.
• Resident Individual Withholding Tax (RIWT) will be applicable as per FRCA guideline.
• For interest rate, please Click Here

• The account will be classified to Dormant if there is no customer induced transactions in the account for 12 months. Once the account is classified as dormant the customer induced transactions in the account are allowed on submission of written request to the branch where account is maintained along with personal ID, address proof and other documents required to fulfil KYC guidelines.
• For closure of account customer to surrender passbook and request in writing to the branch where account is maintained.
• For Clarification or any other information please contact any of our branches in Fiji
• Terms and Conditions apply