A loan for your loan

For all our existing home loan borrowers

  • Eligibility
  • Loan Amount
  • Margin Contribution
  • Repayment
  • Fees and Charges
  • Terms & Conditions
  • All Existing Home Loan (including Home Improvement Loan) Borrowers. The borrower will be eligible for loan under scheme if housing loan of the borrower is running with our bank for a minimum of 12 months and every interest and installments of the last 12 months are regular and there is no delay even a single day. Maximum 5 times during entire tenure.
  • Age
    Minimum age : 21 years (applicant)
    18 years (co-applicant)
  • Minimum: $5000
  • Maximum : $500000
    OR 75% of Residual Value of House Property after deducting 150% of outstanding loan amount of Existing Home Loan whichever is lower

  • 25% of residual value of House Property after deducting 150% of outstanding loan amount of Existing Home Loan
  • By Equated Monthly Installments (EMI). 1st installment will be due after one month from date of disbursement.
  • Repayment Period: As per repayment capacity 60% of gross income

For Fees and Charges Click here

  • Insurance: At the cost of borrower as per Bank's norms
  • Security: Extension of the existing equitable mortgage
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