Rates and Charges

Revision in Rate of Interest in Retail Term Deposits

TERM DEPOSITS	Current Int. Rate %
For Amount	UP TO $99,999.99
Period
1 month to less than 3 months	0.25% p.a.
Above 3 months to less than 6 months	0.25% p.a.
Above 6 months to less than 9 months	0.25% p.a.
Above 9 months to less than 12 months	0.35% p.a.
12 months	0.60% p.a.
Above 12 months to 398 days	0.60% p.a.
399 days	0.60% p.a.
Above 399 days to 24 months	0.60% p.a.
Above 24 months to less than 36 months	0.60% p.a.
Above 36 months to less than 60 months	0.60% p.a.
Above 60 months to 120 months	0.60% p.a.
TERM DEPOSITS of more than defined limit	Negotiable
Interest Rates are subject to change. All Interest rates are on per Annum Basis.

Rawarawa (Recurring) Deposit
Rawarawa (Recurring) Deposit	Interest Rate p.a.%	Effective Interest Rate p.a.%
12 months	0.60	0.60
24 months	0.60	0.60
36 months	0.60	0.60
48 months	0.60	0.61
60 months	0.60	0.61
72 months	0.60	0.61
84 months	0.60	0.61
96 months	0.60	0.61
108 months	0.60	0.62
120 months	0.60	0.62

SAVINGS PRODUCTS
Product	Interest Rate p.a. %
Baroda PassBook Savings Account (Without Cheque Book)
Minimum Opening Deposit - F$50
Minimum Operating Balance - F$50
General, NRE, Clubs & Charitable Institutions
Less Than F$1000	Nil
F$1000 upto F$10,000	0.10%
F$10,000 upto F$100,000	0.30%
F$100,000 & Above	0.40%
Students	0.35%
On Entire Minimum Balance of the Month	0.35%
Baroda Senior Citizen - Passbook & Cheque Book Savings Account
Minimum Opening Deposit - F$20
Minimum Operating Balance - NIL
On Entire Minimum Balance of the Month	0.35%
Baroda Cheque Book Savings Account
Minimum Opening Deposit - F$250
Minimum Operating Balance - F$250
General, NRE, Clubs & Charitable Institutions
Less Than F$1000	Nil
F$1000 upto F$10,000	0.10%
F$10,000 upto F$100,000	0.30%
F$100,000 & Above	0.40%
Students	0.35%
On Entire Minimum Balance of the Month




Baroda Small Savings Account	0.35%
Minimum Opening Deposit - F$10
Minimum Operating Balance - F$10
Baroda Zero Balance Savings Account	0.35%
Minimum Opening Deposit - F$0
Minimum Operating Balance - F$0
Baroda Super Saving Bank (BSSB)
Minimum Opening Deposit - F$1000
Minimum Operating Balance - F$1000
On Minimum Balance in the account (Except Auto Sweep Amount)	Nil
On Sweep Amount to Short Term Deposit Maintained for 6 Month	Rate Applicable for -6 -Months’ Time Deposit

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