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  • Accounts For NRI in India

A Non Resident Indian (NRI) as per FEMA 1999 is an Indian citizen or Foreign National of Indian Origin resident outside India for purposes of employment, carrying on business or vocation in circumstances as would indicate an intention to stay outside India for an indefinite period. An individual will also be considered NRI if his stay in India is less than 182 days during the preceding financial year.

A Person of Indian origin (PIO) is a citizen of any country other than Pakistan or Bangladesh, if
a) he/she at any time held an Indian Passport; or
b) he/she or either of his/her parents or any of his/her grandparents was a citizen of India by virtue of the Constitution of India or the Citizenship Act 1955 (57 of 1955); or
c) The person is a spouse of an Indian Citizen or a person referred in above (a) or (b) clauses.

How to Open Non Resident Account in India?

Please submit the account opening forms along with supporting documents to the branch / overseas branch for account opening. The Account opening Form can be downloaded from bank's website.
NRI / PIO can open the account in their own name singly or jointly.

Documents required with Account Opening Form

  • 2 passport size latest photographs
  • Copies of Passport and Residence Visa/ID Card/PIO Card
  • Copies of any of Utility bills viz. fixed telephone/electricity bill, gas bill, water bill or council tax bill not older than three months. These utilities bills may be issued in your favour showing either your present residence abroad OR your permanent address in India

For opening account, initial foreign inward remittance to be sent to the branch where account is to be opened.

How can you remit Money?
1. By our in-house online money transfer facility Rapid Funds2 India.
2. Through SWIFT Funds transfer

Essential details for SWIFT remittance to India

Bank’s SWIFT Code for remittance to India: BARBINBBXXX
Account with Institution: Give full details of Bank, Branch and its complete address, where the new account is to be opened / beneficiary is maintaining account
Beneficiary Customer: Give account number, name, address and phone/fax (if available) of the beneficiary
Purpose of Remittance: (for opening new account/credit to beneficiaries account in INR/Foreign currency-FCNR etc.)

contact details:
Bank of Baroda,
4th Floor,NRI Business Dept.,
Baroda Corporate Centre,
Bandra Kurla Complex
Tel: +91 22 6698 5425
+91 22 6698 5424
+91 22 6698 5416

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