Interest Rates

Your INTEREST is our INTEREST

Interest Rate effective from : 01st November 2011

TERM DEPOSITS

(Upto F$99,999.99)

Interst Rate Per Annum (%)

1 month to less than 3 months

1.10

3 months to less than 6 months

1.30

6 months to less than 9 months

2.00
9 months to less than 12 months 2.75

12 months

3.25

Above 12 months to less than 24 months

3.50

24 months to less than 36 months

3.50

36 months to less than 60 months

3.50

60 months to less than 120 months

4.00
Deposits of $100,000 and above Contact nearest branch

Baroda RAWARAWA (RECURRING ) DEPOSITS

12 months

2.00

24 months

2.25

36 months

2.50

48 months

3.00

60 months

3.50

72 months

3.75

84 months

4.00
SAVINGS BANK DEPOSITS
SB General/ SB Students/ SB NRE

Below $500/-
No Interest
$500/- to < $1000/-
0.20
$1000/- and < $2000/-
0.35
$2500/- and < $5000/-
0.60
$5000/- and above
0.75
For Clubs & Charitable Institutions
$500/- and < $1000/-
 0.20
$1000/- and < $2500/-
 0.35
$2500/- and < $5000/-
 0.60
$5000/- and < $10000/-
 0.75
$10000/- and above
 0.85
Senior Citizens Accounts
$500/- and < $1000/-
 0.25
$1000/- and < $2500/-
 0.40
$2500/- and < $5000/-
 0.65
$5000/ and above
0.90
Retail Loans
Baroda Home Loans - New House/Home Improvement

5.75 Fixed for first year

7.75 Fixed for second year

9.25 variable thereafter

Business/Commercial

OD/Loans

 F$50,000/- to F200,000/-
10.00 variable
Less than F$50,000/-
11.00 variable
Agriculture
10.50 variable
Baroda Car Loans
10.50 variable
Baroda Personal Loan - Secured
12.50 variable
Baroda Personal Loan - Unsecured (soft loan)
14.75 fixed
Baroda Loan against Life Policy
10.50 variable
Baroda Property Loans
10.50 variable
Baroda Educational Loan
   9.00  variable
Baroda Traders Loan
   9.00 variable
Baroda Micro Loans
  10.00 variable
Baroda Loan for Micro and Small Enterprises
  10.50 variable

* Bank reserves right to vary interest rate without prior notice. Conditions Apply